When you need to deposit cash or checks, your most convenient option might be to use a deposit-enabled ATM. Be prepared. Make a habit of bringing everything you need. You want to move as efficiently as possible so that you can get your cash safely into the ATM and avoid holding up the line. Beyond your debit card and PIN number, bring the following items:. Also verify that the ATM that you want to use accepts deposits and that it works with your bank account. Before you begin your deposit, look around to ensure that the environment is safe. You may be able to insert multiple deposit items at .